Well, you can't ever fix stupid, especially with government decree...
I started booking flights soon after that became possible online, using my card around 2000, and of course I got a separate account for that debit card, so that I could not get robbed blind even if I didn't spot a scam url or similar!
Never lost anything to these scammers, but the big scammer of course has gotten some, the state has the means after all...
this territory is moderated