yep, they have a third party lightning provider
i'm ok with the fees

Yep, IIRC it works out to 2% for LN deposits and 1.5% for on-chain. 2% is the same as Bitrefill's recently launched euro debit card.

SpaceHodler

I haven’t tried Bringin personally because of the KYC.

Interestingly, in their FAQ they state: “No hidden fees and no markups.” 

teemupleb

I was fine with the KYC tradeoff for certain purposes, but didn't use it once, because of the atrocious spread, and lightning transactions are more expensive than onchain.

bitcoin

Bringin: Fast Offramp from Lightning to Fiat With a Personal IBAN Account

I was fine with the KYC tradeoff for certain purposes, but didn't use it once, because of the atrocious spread, and lightning transactions are more expensive than onchain.
i regret doing the kyc