The whole point of slaving away is to have to slave away less in the future. If your tomorrow isn't freer and more abundant in options than your today, the latter was wasted in my books.
Who can deny this? This relates to everyone who is working today. But this is a sad reality that most people get attracted to schemes that make them forever a slave. Credit cards, EMIs, Easy loans, Monthly saving schemes, Life Insurance etc etc aren't there for nothing. They are here to make us slave and ruin our future.