Whether by design or not, I think there's just this overall lack of knowledge on what money actually is and meant to be, especially in terms of learning how to use it to set yourself free from being controlled. This is why we see so many people especially in the West with decent paychecks but still at the whim of their job because most only see money as a game of making more, and using it whenever they can on the new iPhone or what have you. When in fact, the most powerful aspect of money is that it allows you to establish autonomy over your time and thus take control of your life (if the money you are saving is properly functioning that is). Therefore, most people understand how to make money, and how to spend it away, but have no idea how to use it to invest in their own growth as a person, to use it to build something greater, and to use it to obtain their own freedom.
Great post!