I’m not sure I understand the hostility. It’s not like eCash is going away. Complaining about it seems like pissing in the wind.

We can’t stop banks or exchanges from custodying bitcoin for people. At least fedimints spread out the rugpull problem.

Folks that ask how to avoid fractional reserve with bitcoin seem to missing the fact that banks and exchanges can already do that. At least with fediments people have more options (and I understand there are some solutions being worked on to avoid fractional reserve in mints).

Best folks can do is remind people to self-custody on-chain when possible.