I'm not gonna embrace fediment and cashu. Its also not the first thing I've disagreed with the mutiny creator about lmao. Its not that much that I disagree with him so don't get that impression, but lets just leave it at, I'm not a hero worshiper lol.

So look I'm looking at self-custodial stuff. n-of-n multi-sig like how the lightning network is 2-of-2. So you could do more like 7-of-7, but all of the participants have to be online. So all 7 people have to be online. However, if we have CTV (or any other covenant method) we could do timeout tree vtxos and then its like the ARK protocol.

(Pending a better paper getting made) I currently like John Law's "Scaling Lightning with Simple Covenants" https://github.com/JohnLaw2/ln-scaling-covenants/blob/main/scalingcovenants_v1.3.pdf

Because I don't want banks/rehypothecation.

Now, I did see Calle talk about trading one e-cash with another e-cash atomically which was neat and everything, but being m-of-n (a federation or 3-of-4 for example) instead of n-of-n with unilateral exit doesn't sit right with me.

But who knows, maybe we'll figure out something self-custodial with e-cash somehow...who knows what the future could hold.