Very possible option. First the banks would need to be legally permitted to use them. I don't follow this stuff closely enough to know but there recently was a bill that failed regarding banks and crypto. I wonder if this was related.
Also heard form Republican douche turned lobbyist Paul Ryan talking about crypto and stable coins. I get a feeling there is a move. He's being paid move these leaches for some reason.
I don't know what is happening but I can bet that its not good for freedom, or our sovereignty. I so wish people would realize that these people in Washington are not their friends. Both parties. They don't work for you. They have more in common with the opposite party scumbags. They work for the big business interests. They aren't opposed to central power and planning (communism).
I mean technically I don't think we have any true communists in political positions but most people don't even know what communism truly is. I don't even consider China communist anymore. But what people call communism is essentially state party control over their lives. Central control and both parties are in favor of that. Both work together toward it. They fight over the little details but really neither side (with few exceptions) move the needle toward individual freedom. Until Americans realize we are headed toward a system like China's and China is headed toward a system like ours I don't see things changing.
I could be wrong, not an expert on China by any means but they seem to have moved away from hard line communist central planning long ago. This is why they've flourished. Central planning doesn't work. Now they seem to pick certain companies with talented people to innovate. They still pick winners and losers but they liberalized a lot. I've heard them described as authoritarian mercantilists. I don't know if that is correct but they sure aren't the USSR reborn.
I'm very bearish on the future of the US based on what I've been seeing.