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You can always be charged with slander. There is no guarantee that just writing normally about anything won't do that. You put the disclaimer on of "any sort of stuff that is related to living people is totally not a thing and blah blah blah."
Point 2 is a problem. I guess you have to pick between whether your story is more important, or your label by society.
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I see your point - there are two points though, the second being most important to me...