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Do you use a multisig between you and your family? That's great! The only problem I see is that you depend on the responsibility of the other person who has access to that signature to access your funds...
Perhaps, although it's more technical, it would be interesting to add a mini-script that, if after a certain number of blocks, it can be moved with one of the two signatures, just in case one of them is lost.
I know it can be done, but I've never done it myself. Thank you very much for your response!