Navigating through Stacker, there was a good ser talking about DCA habits and suddenly, other anon replied:

I never understood the DCA mindset. I would rather make a choice to buy whenever I feel comfortable financially. It sporadic depending on my finances. That way I dont have to stress if I have enough money for the money or not. - Stacker News user

Let's try to dissecate and try to give a proper explanation about what are we're seeing here, quoting each part and answering properly. It's not for reprimend and stuff like that, rather it's an opportunity to explain the importance of saving bitcoins.

Point 1: the mindsetPoint 1: the mindset

The user expressed he doesn't understand the logic behind the strategy, meaning two things:

1. The user seems to understand what a dollar-cost average is and how it works
2. The user doesn't find any logic nor reasonable path there.

This is for me a common error with people, trying to find reasonable answers to save money. The ultimate reason is that you don't need to have a proper goal to start saving money: "Savings rescues people from a plight or a pickle. It's preparation for the unknown. It's a way to account for the bad things that may happen."^[1]

You don't need a goal properly to save, meaning that save money (no investing) is to build a fortress before any attack^[2] is coming towards you.

Point 2: The choicesPoint 2: The choices

The user also differ from DCA saying that he would rather something more...rational to his financial motivations. And that's OK, DCA is that: buy something you can afford without compromise your economics. To make a successful DCA, the key goal is to put reasonable amounts in time and space.

You only can save 300 sats today? That's good, very good. You know what is worse? Zero.

Point 3: The opportunityPoint 3: The opportunity

Saving bitcoin...wow. We have so much literature for that, so instead of giving a new argument about it, I'll give you some posts with compelling arguments about saving bitcoin. Here some writings of my own:

• Stacking sats while praising inactivity
• No more financial freedom, more financial welfare
• Suffer and HODL
• Don't invest in bitcoin, save it instead
• Save money explained with charts

Here some post about others about DCAHere some post about others about DCA

• Bitcoin Retirement Plan by @CarlBMenger
• DCA psichological benefits by @DcaSignals

Well, that's it. My NFA is always stack sats and be happy.

1. #343963 ↩

2. We say it won't happen but it does. That's already known as black swam events ↩