Dunno bro, feels like every major LN app/company is being forced to exit the US market because of the issues mentioned in the video above.
No, it doesn't seem that way. There was just one, and they did take custody of funds. There's no reason why people can't run lightning self-custodial-ly. Sure it's pretty technical to ramp up atm, but there are no unsolved technical hurdles to simplify that.
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