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Yes, for big payments at least. It makes sense for there to be a larger wallet for savings and a smaller wallet for payments. The larger wallet can be secured with a 2-of-2 that turns it into a 1-of-1 after some agreed to amount of time. This would allow the company to protect against key theft while still allowing the owner of the funds to move their stack if the company goes MIA.
great solution... and it doesn't seem too complicated!
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