Useless.
LN is a payment protocol not a vault.
Onchain wallets = your central/commercial bank
LN wallets = your cash pockets
Use the 3 levels stash procedure for your bitcoins:
HODL = large amount of your BTC, HW, cold wallets, your vault that you only deposit, your central bank
CACHE = medium amount of BTC, your commercial bank, where you do coin control, cleanup, funds management (splits between HODL and SPEND), nodes liquidity
SPEND = small amount of your BTC, enough for regular spending, your "cash pockets", LN wallets
Useless. LN is a payment protocol not a vault. Onchain wallets = your central/commercial bank LN wallets = your cash pockets
Use the 3 levels stash procedure for your bitcoins:
I wrote a guide about this aspect here: https://darthcoin.substack.com/p/bitcoin-be-your-own-bank-think-like