Useless. LN is a payment protocol not a vault. Onchain wallets = your central/commercial bank LN wallets = your cash pockets
Use the 3 levels stash procedure for your bitcoins:
  • HODL = large amount of your BTC, HW, cold wallets, your vault that you only deposit, your central bank
  • CACHE = medium amount of BTC, your commercial bank, where you do coin control, cleanup, funds management (splits between HODL and SPEND), nodes liquidity
  • SPEND = small amount of your BTC, enough for regular spending, your "cash pockets", LN wallets