I love to stack the sats. I have drastically reduced my credit card usage month on month by using sats back debit card or prepaid visa card. This is my method of stacking.
  • Fold card - I am a big fan of fold card. Their gamified sats back is amazing. However, I don't get more than average 1% - 1.5% sats back on purchases. I typically put some money from my paycheck to fold card every month (not more than 50% of my average monthly spend).
  • Using strike app - Strike app offers permanent 5% cashback for bitrefill purchase and filling up Pay with moon virtual visa card. Top up another 50% of my monthly average spend with moon visa card using strike lightning. Strike gives me 5% cashback in dollars. Moon virtual card is now compatible with apple pay, just include your moon pay in your iphone. Tap to pay wherever merchants accept apple pay.
  • bitrefill cashback - Use strike app to pay bitrefill gift cards using lightning. Strike provides 5% cashback instantly. Some bitrefill gitt card provides 1-5% sats back based on the merchant. Most of my amazon purchases happen through bitrefill gift card.
I always convert strike cashback as sats either creating invoice from own lightning node or coinos.io. Coinos is custodial. coinos used to offer free swap from lightning/liquid to onchain. I guess they are charging 1% fee now. I treat coinos or my lightning node as piggy bank. Enjoy!!
have you seen satsback.com ? I'm using the service to stack sats and its working well
So, no buying with fiat via exchange?
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No in this case. However, strike app is using the bitcoin network as a payment rail. strike keeps your fiat. Let us say if you want to pay a merchant, strike converts your fiat instantaneously and sent it to the merchant. Unfortunately, it works only in the USA and El Salvador.
I still use exchanges for HODLing. It is not worth buying sats upfront in the exchange for everyday spending.
The Strike/Moon combo is amazing.
If you follow Strike on Twitter, sometimes they up the cashback to 15%-20% (Bitrefill sometimes, too).
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I always used to snatch that opportunity. I don't see much such deals these days. we are in the bear market :)
The Fold card - and the company behind it - is impeccable. The sat stacking opportunities, the customer service, & the ease of use are all fantastic - highly recommended! 🔥
I spend a significant amount of time paying bills every month to ensure maximum sat stacking 🤣
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