Firstly, I assure you that wasn't bait set in the hope of a reply like this from your good self.
I am aware of your arguments, and somewhat convinced, but I'll tell you my approach and logic.
Putting aside the relative merits and the issue of money as opposed to credit, I'll turn to the unit of account aspect. I first discussed getting used to a new unit of account with people in the Eurozone when they lost their national currencies.
For the most part, they would say there was a kind of stealthy inflation imposed by many retailers around the switchover, that for some time they would always convert back like people on holiday do, and over time they would gradually stop. There were some interesting exceptions like visiting a retailer they hadn't been to for a long time and since the change.
When I started to use bitcoin, I felt a similar process was underway and quite relaxed about it. I have a sense of prices of some things in sats very effortlessly. For larger amounts, I think in bitcoin more easily, though with more effort, a bit like speaking a foreign language.
I find not forcing a change in my way of thinking makes the process more pleasurable and I quite enjoy feeling aware of the gradual shift. I don't take steroids to force a change quickly either, both decisions feel quite similar to me.
Regarding the money vs credit issue, it shows up clearly when you have a look at old invoices and match them up to that shift in how natural it comes. I do consider gold as money as well and broadly agree with what Alasdair Macleod says on the subject in his research notes of late.
Their retailer has pricing in both money and credit on the product page with updates every few seconds. I think it a good example for retailers who accept bitcoin, and that they're relaxed about it too because they know the debt-based figure is only going one way.