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It depends where you live. In the US ,1 TB of ssd nvme is about $80. You can stick that into any desktop with 2 vcpu and 16gb ram and you can have yourself a decent node. YOu won't break the bank either. Yeah, initial sync will take few days but after that you home free and you are your own bank. It is pretty cheap entry barrier to be a bank, I reckon. Wireguard, tailscale or cloudflare tunnel gets you online semi-anonymous (kinda). Or run node on the phone if you don't need full node and history for the last 14 years. YMMV
You kinda are. VPN will only get you so far. The other problem is your ISP doing some traffic shaping pattern recognition type crap as a potential issue.
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