People are free agents. You are describing people choosing to succumb to the social pressures of an Idiocracy society. They don't have to get into debt and be single, they chose to because they are trying to attain the "dream" which is literally consumerism. Houses, cars, family, etc. they get the debt for education because they all think they are gonna be at the top yet only 1% actually will be. The other 99% have debt and interest payments essentially creating money for the economy through the need to make the interest payments stealing from the future. Lol. Women were told they didn't need men and should work instead, so no kids have been born, hence immigration. The trans stuff? Goth was already done, so what can they do to offend you? Change genders is only way left for them to cause controversy and create "unique" identities.