Using bitcoin as collateral for fiat loans is the worst thing that could happen. We are repeating the history with gold: "give me your sats, and I will give you this worthless shity paper..."
FIAT DELENDA EST!
That means, by promoting fiat loans you are literally supporting fiat to exist. As long as fiat exist, we will never have freedom using Bitcoin.
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I hear this opinion a lot and I understand it, even if I don't agree!
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