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I'm limited to save money, savings with bitcoins has been the best decision I made so far. I tried to invest but, as a mentioned above, it's a job, a part-time job that requires much harder techniques than what I'm currently doing.
Today, I'm collecting my sats, put it in a offline wallet and that's it. To invest I need to work harder.
Good approach on harvesting sats, no better money than free money :-P. On the investing part, from personal experience I can tell you that many people that think they can't do it actually can, there's a lot of false mystique around investing. Unless you wanna live off your investments right after starting, you can begin small (both money and time-wise) and work your way up. I have no formal investing education and I can tell you my investing activities have been rewarding so far. What's important about it is to be responsible (it's different from gambling), research your investment targets and keep a cool head at any time.
My personal approach is investing in non-crypto stuff while harvesting sats/5h1tcoins wherever I can. I'm still not fully sold on crypto so I'm not yet exchanging hard money for it. However, one must diversify sources of income whenever it can be done.