Agree 100%, I'm aware of the risks of software wallets. It's just that in my opinion, for beginners who have unsignificant stacks, I prefer let them first learn basics and make sure they understand the point. So long their keys are written offline I think it's "ok" (even though of course one can argue about the way the seeds are stored inside the software plus the risk of downloading a fake one. I did verify PGP keys etc.. before using it).

Throwing them in the HW setup may wait for a more substantial amount, with security measures growing with the stack, no need for a straight up full fort knox battle plan. All about baby steps so they feel comfortable and in accordance to their technical level.

I also thought about the derivation path. It's a concept I'm not yet fully familiar with, though. Thanks for the tip about the addresses, will do that -) (And that's also the thing with Wasabi, I couldn't edit the derivation, it seems, while as far as I could see, it's possible in Sparrow).

And for sure I'll bring her slowly to a HW.

Thanks for chiming in!