The ability to download an LN wallet and receive money instantly is a privilege of financially free societies.
In jurisdictions where banking and finance is restricted, people will have to put time/effort/capital into building their own lines of credit (inbound liquidity) and trust networks (channel management).
It exists today for those who NEED it. You don't want adoption to happen too fast. The network will resist over-adoption by raising fees. The network must grow to support the adoption in tandem.
The ability to download an LN wallet and receive money instantly is a privilege of financially free societies.
In jurisdictions where banking and finance is restricted, people will have to put time/effort/capital into building their own lines of credit (inbound liquidity) and trust networks (channel management).
Where there is a will, there is a way.
LN is a Hawala Network in cyberspace.
It exists today for those who NEED it. You don't want adoption to happen too fast. The network will resist over-adoption by raising fees. The network must grow to support the adoption in tandem.