Stage one, you realize that there are many places you can spend less but to live the same quality of life or even better.

Stage two, you are no longer satisfied with only living somewhere so to "save money", you want to see how you can take advantage of the local surroundings.

Stage three, you look at yourself to see what you want/ need, then you choose where to live and absorb the knowledge within.

Later stage, maybe you decide to share those secrets that you discovered to help others to leave the cage 👀...