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I used to keep a budget using app, and at the time it helped me visually see where my money was being spent and my spending to saving ratio month to month. However, that has since changed and I no longer budget in the conventional sense. What Bitcoin has taught me is that money is a tool, a very powerful one, and is a tool everyone must take the time to learn, or else some other not well intentioned people will use it in order to control you. It also has taught me both the importance of saving as well as learning to deploy capital in a mindful manner. Therefore, I no longer keep a budget, instead I'm much more mindful when I spend my money. And outside of the money that is saved for emergencies and inheritance, money is meant to be spent and deployed, it's just up to the individual whether or not they spend it in a way that benefits their life long term or makes them broke. Thus, I'm much more confident in the way I spend money and nowadays rarely second guess or regret any purchases because I have more clarity in what I want and what I need in order to improve and enjoy my life.
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Indeed. Seeing how you probe deep into cold showers and coffee and probably everything else, I have come to associate you with mindfulness 😀
Is there something in your life that you don’t track and just go with the flow? Curious
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Honestly, I go with the flow quite a bit, just in a mindful manner lol! My general philosophy is to be on top of it 90 - 95% of the time but then do whatever the other 5 - 10%. So within that 10% would be like days in which I'll eat things that don't really benefit me but I want the hit of dopamine I get from eating it, or whenever my gf wants to eat something sweet I'll save my 10% for that, which also would be the 10% or so I give myself with making purchases that don't really serve a purpose other than making me (my brain) feel good in that moment. I used be more like if I don't track everything meticulously and if ever I stray away from the plan, it would impact my overall mood, but nowadays I'm much easier on myself. It's now more of a control the controllables, but also be adaptable to ever changing external environments.
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