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You need to spend less than what you make. That's it.

I like to see this at different frequencies.

For example, salaries are usually calculated annually but I calculate how much money I make per hour, day, week, month, etc.

Then I also calculate every expense I have per day, month, year, etc.

Then it is easy to see where I should cut down and where I can spend more on.

So, yeah, I do have a budget.

this territory is moderated

Ohhhhh you just opened up my mind. I’m gonna calculate my hourly wage and think about how I can increase it haha

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