charts_and_numbers

Credit Card Delinquency Rates in the U.S. by State

0xbitcoiner

thanks ! I assumed the reserve requirement was zero, but maybe it's different for credit.

> The annual indexation of these amounts is required notwithstanding the Board's action in March 2020 of setting all reserve requirement ratios to zero. The reserve requirement exemption amount for 2023 will remain $36.1 million, unchanged for 2024, consistent with the Federal Reserve Act (the “Act”).
>
> https://www.federalregister.gov/documents/2023/11/29/2023-26212/reserve-requirements-of-depository-institutions#:~:text=The%20annual%20indexation%20of%20these,(the%20%E2%80%9CAct%E2%80%9D).