I like this and always bring it up with people comfortable with banks how much interest do you get from putting your money in the bank.. not even 1% and they loan your money out and make money off your money... it's insured up to 250k cool so the risk is low due to insurance but the reward is low we have gotten too comfortable letting others hold on to our priorities instead of doing it ourselves like in the babylonian & biblical days when they had their wealth in chests and custody with bitcoin you hold your wealth the risk is greater so you have to have systems in place incase you lose your keys or delete wallet, hardware breaks but the reward the interest is 200% on average per year so it's a higher risk with a way higher reward