Congratulations!

It’s great that you and your wife are playing to your strengths. You sound like me. I don’t bother about recording every expense I make and maintaining a budget. I get the bills paid, but I don’t quite know how much I have left until my next pay cheque. I mean, I could, but the nitty gritty of managing drives me nuts.

I actually downloaded a budgeting app before my son was born. But because I don’t like to fuss so stringently about money, it never took root.

So the best advice I can give is to set SMART financial goals. I intend to save $5k for my daughter and another $15,300 for my retirement fund this year. If I manage to attain these two goals by 31 Dec, I will then save $5 for my son. Rinse and repeat.

You bet I’m super motivated to reach these goals. Because I monitor my destination, I know how much more I have to save.

I’m also good about chalking small wins. So I spent about 30k sats to buy a food takeout voucher from Bitrefill. Consequently, I transferred an equivalent amount to my daughter’s account. Doing so keeps me on my toes and makes me feel happy that I’m crawling towards my goals. Haha

Money is a game. Have fun gaming it!