It’s great that you and your wife are playing to your strengths. You sound like me. I don’t bother about recording every expense I make and maintaining a budget. I get the bills paid, but I don’t quite know how much I have left until my next pay cheque. I mean, I could, but the nitty gritty of managing drives me nuts.
I actually downloaded a budgeting app before my son was born. But because I don’t like to fuss so stringently about money, it never took root.
So the best advice I can give is to set SMART financial goals. I intend to save $5k for my daughter and another $15,300 for my retirement fund this year. If I manage to attain these two goals by 31 Dec, I will then save $5 for my son. Rinse and repeat.
You bet I’m super motivated to reach these goals. Because I monitor my destination, I know how much more I have to save.
I’m also good about chalking small wins. So I spent about 30k sats to buy a food takeout voucher from Bitrefill. Consequently, I transferred an equivalent amount to my daughter’s account. Doing so keeps me on my toes and makes me feel happy that I’m crawling towards my goals. Haha
Congratulations!
It’s great that you and your wife are playing to your strengths. You sound like me. I don’t bother about recording every expense I make and maintaining a budget. I get the bills paid, but I don’t quite know how much I have left until my next pay cheque. I mean, I could, but the nitty gritty of managing drives me nuts.
I actually downloaded a budgeting app before my son was born. But because I don’t like to fuss so stringently about money, it never took root.
So the best advice I can give is to set SMART financial goals. I intend to save $5k for my daughter and another $15,300 for my retirement fund this year. If I manage to attain these two goals by 31 Dec, I will then save $5 for my son. Rinse and repeat.
You bet I’m super motivated to reach these goals. Because I monitor my destination, I know how much more I have to save.
I’m also good about chalking small wins. So I spent about 30k sats to buy a food takeout voucher from Bitrefill. Consequently, I transferred an equivalent amount to my daughter’s account. Doing so keeps me on my toes and makes me feel happy that I’m crawling towards my goals.
Haha
Money is a game. Have fun gaming it!