Good post. Although I thought your points were very valid.
I wonder whether the discussion could expand it further.
The attitude to be open to upturn the old systems - whether a DIY/punk, cyberpunk, libertarian, revolutionary or mix of all four..
Writing this, I began to question whether this is true of everyone. However, thinking further, the disruptive potential of Bitcoin is hard to ignore.
I'd imagine that people who already have lots of skin in the present financial system's game, or not have the imagination or taste for change, might also shy away from Bitcoin because of this.
I'm sure with ETFs now on the table, the idea of Bitcoin being part of counterculture is now being weakened. One can just now browse things from an investment shelf now, look at Bitcoin's past growth and not get involved in what Bitcoin is now - or what it represents.
I guess this all comes down to how we define 'Adopters'.