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If the approach makes sense, you should share with bitcoin companies in your region! Once it clicks I'm sure they'll start building GOZ features too
Re: taxes, I write about that in the post as well - not sure how it works in EU but in general, you're only paying tax when you're ahead. So a non-issue
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I like the fold card approach, not available in EU unfortunately. Taxation is also something that i was thinking about. Interesting thing that it looks like with buying giftcards or paying for any service directly in bitcoin does not create a taxable event in Europe. But selling bitcoin to cover your credit card bill at the end of the months does create one.