Why would you want to replace the whole use of Bitcoin using conventional wallets with using only ecash? Nobody is saying that. Please pay attention to what is presented in the guide.
getting frac-reserved?
you can't do fractional reserve with a mint. The only risk is that the minter is deleting the mint or is shutting down the server. But cannot create more tokens than sats he put in the mint.
As I said in the guide: this is not the ultimate way to use bitcoin. Is just another way to onboard more people and accommodate them with sats. Using ecash INVOLVE a certain level of trust in the parties, as I explained the use case: a small merchant using ecash as digital gift cards. That's all.
790 sats \ 0 replies \ @freetx 9 Feb
you can't do fractional reserve with a mint.
No even @calle agrees that the biggest risk with ecash is being debased (not on the sats end, but by the mint printing extra tokens to give to themselves).
Lets talk in specifics: What exactly is a "eCash Mint"?
It is a python script that accepts LN and issues signatures....thats it. There is nothing stopping the python script from issuing 1.05x signatures for every sat that is received. That 5% extra issuance would be impossible for any users to detect.
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713 sats \ 0 replies \ @Lumor 9 Feb
From your guide:
The banker cannot create more sats (fractional reserve) than he have in custody, but still can shut down the mint and users cannot redeem their sats anymore.
This is not true AFAIK, as @freetx agrees. Please fix the text in your guide @DarthCoin. Good to see you again!
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Bit refill?
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Bitrefill gift cards are not exchangeable for sats unlike ecash. They are limited to specific stores.
Yeah, you can definitely do fractional reserve with a mint
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