I think LN markets model is the right amount of centralization vs decentralization.
  1. They custody your funds but don't need to give them even an email address for now
  2. They use btc and ln for deposits and withdraws instead of bank wires and what not.
Regulations may change this in the future but let's see.
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I'll have to try it
Its trading with USD or some USD stablecoin?
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