personally im not an orange piller, I know its a hard sell and im no salesman. my so is also difficult to convince and if I cant convince someone who shares most of my values its a dead end… she has a small amount but regular stacking is not for her. this is where I think a credit card, or lending can be usefull, you can lock the required sats at a dollar value in certain wallets or at lnmarkets to mitigate volatility until you need them to exchange on robosats something to concider is keeping a KYC exchange handy might be a good idea just to ensure the ability to sell quickly should it be needed if p2p does not work within the required timeframe. Not something I do personally but I can see that someone might have this need.