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For smaller amounts you're going to have to use bitcoin in the upper layers

you can't because the cost to do anything with the UTXO, even put it in a lightning channel, is more than its value. The extra bytes will increase the mining fee by more that it is worth.

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Start with custodial LN

Build it up to 1m sats then either open a channel on non custodial LN wallet or send into cold storage.

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