Leave the EU.

Seriously, this kind of thing (banks hard-requiring you have a cell phone, with no alternative options) is very common there, and basically unheard-of in the US.  Of course all of our banks *have* apps, but I've never heard of a bank that required it.

Signal312

I'm still baffled that most Korean banks and government authentication still rely on/allow 2fa through cell phone message... One would expect at least them to follow proper security protocols.

south_korea_ln

one of the things that stopped my quest to eliminate my phone plan was my bank requiring that i use a cell number for 2fa login, and necessitating 2fa across their platform.

everything else was manageable, and i did enjoy the lack of phone connectivity, but there was no good solution to my banking problem at the time.

ideasfromtheedge

Have you tried living without a smartphone? 

MaxAWebster

one of the things that stopped my quest to eliminate my phone plan was my bank requiring that i use a cell number for 2fa login, and necessitating 2fa across their platform.

everything else was manageable, and i did enjoy the lack of phone connectivity, but there was no good solution to my banking problem at the time.