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Yepp that would be nice. Fortunately enough, bitcoin protocol is a common language that multiple hardware devices and software products can speak, and Lightning is a protocol that has the same characteristics. Fiat rails cannot enable cross-merchant gift-card settlements if a merchant-specific agreement doesn't exist. Fair enough, I'll stick with bitcoin ahaha
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Great points. Imagine if gift cards were all their own little ecash mints and you could spend the gift card you bought at a BBQ place in Boise at a small bar in Avignon.