Maybe consider a traditional IRA in addition to ROTH. So you can borrow against, and self custody sats, art, or anything you want in the traditional IRA account.
The real tax hack is to start an LLC or Corp and create a self-funded 401(k). It works like a traditional IRA except you "the employer" pay no tax on any matching contributions made to you "the employee".
this territory is moderated
I am thinking of creating my company at some point in the future… but it is not my priority at that point of my life… I thought you couldn t have both IRAs and the aggregate contribution pass the limit… 🤔
reply
You're correct about the contribution limits applying to both. I thought that ROTH was the only one with contribution limits for some reason. I'm not an expert lol
reply