Glass half full: maybe encouraging more people to explore alternatives and take more seriously fully self custodial and more private options such as Sparrow. Nunchuk also has a plan thats roughly half the cost 250 overnight. Some more gradual step up over time seems more reasonable. I'd much rather see a lower annual fee and a much higher signing fee. Paying something to have that safety net is reasonable imho, but 250?

I wonder if this indirectly helps more expensive options such as Liana's premium plan seem more reasonable given its better capability. Basic 2 of 3 multisig is starting to feel like somewhat of a commodity product that many companies offer, though Unchained is certainly the largest and most reputable.