My general suggestion in this moment, would be to not do it. Bitcoin is hopefully going to appreciate at a rate that is faster than 6%, so you gain more wealth by holding the bitcoin and making the monthly debt payment.

If the monthly payments are hurting your daily life, then that makes it more difficult.

But if bitcoin goes to $100k this year or $250k in 4 years, or whatever, then you'd have to sell much less bitcoin to pay off the remaining debt.

Any bitcoin you sell now, you will likely never get back.

See my post here #380081