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After talking to the parties involved directly on this matter I want to update you all that they also shares my concerns with protecting the bitcoin community from potential fraudsters.
I can truly say I am really impressed with the team over at Fountain and I think they are just trying to navigate this crazy ecosystem as best they can with the rest of us.
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BlockFi is a DeFi scam. (8.6% APY)
HODLnaut is a DeFi scam. (9.41% APY)
Fountain is a well made app with a lot of great potential, unfortunately it has decided to fund itself by running ads for companies which make money by scamming the bitcoin community.
Buyer beware.