There's not widespread agreement on why most people steal, but there's widespread agreement on why they don't steal, and the reason they don't steal is what you've just claimed. You're giving the same wrong folk wisdom as do people who think rapists are extra horny or their victims were dressed too sexy. Pick up an introductory book on the sociology of deviance if you want to actually learn about this topic.

Going on and on with facile explanations for complex issues is exactly what OP was trying to prevent. Your list is a masturbatory fantasy that demonstrates that you actually don't know a thing about any of the topics you're opining on; although I can hardly blame you, since this whole ecosystem is full of similar horseshit, and you can make a lengthy "career" as a talking head on btc podcasts preaching this same Good News.

I was about to delete this because it's me being an aggressive dick, but then I saw this comment of yours and figured you could take it.