The right person evolves you into the man you need to be. In other words, you will be motivated to do the things you know you have to do when you are responsible for others other than yourself.

On the other hand, you arent even at stage one yet as you dont have the right woman. Stop overthinking, go to church, find wife material, and build your life around that. Whats the point of being 50 with a paid off house if you only attract gold diggers? Get her while you're poor so she can be a part of the journey.