Not quite. It's better to think of the real resource value of the fees. If the fees are more expensive than a cup of coffee, then bitcoin will never be used to buy a cup of coffee. If fees are higher than a day's wages (which they already are for some countries), then bitcoin will never be used to pay for a day laborer's services. It doesn't matter if you have a large stack, you still won't conduct these transactions in bitcoin if the fees are more expensive than the value of the service. And don't we want as many transactions to be conducted in bitcoin as possible? That's why we need scaling solutions.