Sounds so easy! My belief is there’s a very high chance Bitcoin increases in value by more than 6 percent every year but in reality there’s no way to know for sure. At some point it becomes more of a freedom from debt regardless of the circumstances versus strictly the best economical decision. Sure Bitcoin continues the bull run in the next few years I would regret selling some “early”, but in reality it’s not gonna change my lifestyle that much as long as I am able to keep a certain percentage of my stack. And the downside risk, however small, of Bitcoin staying lower for longer and me not being able to pay off the debt would severely change my lifestyle.