I love YNAB. I've used it for 7 years. I do not follow their rules tho. I do not give every dollar a job. Tried that way and it just stresses me out and causes me to obsess over our spending. But nonetheless I use YNAB for my entire picture, beside Bitcoin which they haven't integrated yet, super frustrating. 

boisechampion

BlokchainB

Personal_Finance

Can recommend YNAB a lot. Helped me to stack as many sats as I can without worrying too much. :)

They also offer a [34-day trial](https://www.ynab.com/our-free-34-day-trial).

I think this is the first SaaS product that I am really happy to pay for because they deliver on their promises.