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The US dropped it's reserve requirements a few years ago. I don't think they still hold onto 10%.

WTF !

In response to the COVID-19 pandemic, the Federal Reserve reduced the reserve requirement ratio to zero across all deposit tiers, effective March 26, 2020. The aim of this reduction was to jump-start the economy by allowing banks to use additional liquidity to lend to individuals and businesses.

from: https://www.investopedia.com/terms/r/requiredreserves.asp

I think I've read that somewhere. That's crazy, if true. Saving money in a piggybank seems less riskier than leaving your money in a bank. We are living in unprecedented times.

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With the money supply falling, stuffing fiat under mattresses might make a comeback.

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