Its also not profitable to own a car. You make a huge investment, pay for use and maintenance. Using the car puts your life at risk. Some will make profit by working on/renting/flipping cars, but most are not interested in cars for their ability to produce income or yield. Its an investment that gives intangible returns that are well worth the risks for many.

What is the value of not having to pay onchain fees for every payment? What is the value of instant settlement when the alternative is to wait for 10+ minutes for confirmation?