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Yeah except that LN doesn't typically have liquidity above 0.2BTC and even that is a stretch. So for sending large amounts LN isn't going to cut it just yet.
In addition, there are some privacy issues with LN both on the sender and receiver side even if you run your own node, so I don't think it's as clear cut as "LN is much better", on-chain privacy is still important and LN still has privacy issues that are important to be aware of.
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All this, and the fact that lightning channels still require on-chain TXes to open and close and right now the specific utxo of the channel is also doxxed over gossip means that onchain privacy is very important
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