I hope this territory gets the attention and traction it deserves.
I've long lost count of the number of times I've seen a discussion, debate, argument, "brain storm", seminar, research paper, or any other scenario where solutions are sought for difficult, seemingly. persistent problems end up with the same answer: education, education, education.
And more specifically, early childhood development. (A topic close to my heart.)
The sooner we get our young ones on a sound footing, the better their chances are to help us solve those difficult problems. Like poverty and financial ignorance, for example.
Best of luck with your territory!
this territory is moderated