Ideal: Hodl amounts:
  • Seed generated randomly with dice, using SeedSigner or Coldcard offline to generate it from your dice. Add a passphrase.
  • Generate an xpub/ypub/zpub from these, which you can use to add funds in a way that doesn't expose the secrets.
  • Store the secrets (seed and passphrase) in a secure place using engravings in metal (maybe washers attached to a screw, or plates).
Spendings / amounts you can't stand to lose
  • any hardware wallets are fine for that purpose
  • lower risk having the seeds still on the device
  • can still use passphrases and other security methods
  • Lightning wallets are for excellent even lesser amounts