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Good point on protocol vs payment service- I am definitely tangling those.

Re: Strike, I’m talking about the “send globally” feature. It seems like to send a remittance to someone in one of those countries in their preferred currency, you’re relying on Strike having a banking partner in that country. I know you can send money out of your bank account to any other Lightning account. It’s just the “fiat currency -> BTC -> BTC -> different fiat currency” piece that I can’t tell the difference between UMA and Strike.

I am genuinely trying to learn, not trying to be divisive.

Strike is a payment app, UMA is a protocol. Strike can use the protocol called lnurl (which is what UMA is based on)

So really, you need to understand the difference between lnurl and UMA first
https://thebitcoinmanual.com/articles/what-is-ln-url-and-how-does-it-work/

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